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Did you overspend again this year? Oops -did I bring up the uncomfortable
money issue? The New Year is always a great time to start a new.
One of the most useful things we can do is get our financial houses
in order. All of us, no matter what our financial status should
re-examine our financial behaviors, spending and saving habits and
long term goals. But not all of us can afford professional financial
consultation.
Welcome to Money Pants.com. Three friends, who are not financial
advisors got together to create a better way to gain control of
their money. The result is a very useful website. For $9.95 a month
they’ll helps you track your spending, create livable budgets
and make financial priorities.
Learn how to save 10%-20% by becoming aware of unconscious spending
habits. Set up a spending plan as a way to reach your goals. Use
their software program “Cash Track” on their site to
track your spending. Since no account information or personal data
is listed it’s very secure. You list what you spent money
on and evaluate if it was worth the expense. From cookies to car
payments. Seeing all of it in front of you helps you create a realistic
budget, track spending habits and make changes to meet your goals.
They’ll also e-mail you when your bills are due. There are
message boards where you can pal up with someone who has similar
goals.
This is basic financial planning and budgeting for those of us
who need a pal and a plan to get and keep us on track. If you suffer
from “the more I make the more I spend” syndrome and
no matter how much you try, you’ve spent all your income or
more by the end of the month, this site is for you. Plus they have
a 30 day try out where they’ll refund your money if the program
doesn’t work for you.
A great way to start your New Year.
www.moneypants.com
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